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Accidents and your personal insurance | US Hosts

  • During a Resortifi trip, your personal policy likely won’t be in effect; Resortifi purchased a liability insurance policy that’s included in the protection plan
  • In some states, the Uninsured Motorist Insurance (UIM)/Uninsured Motorist Coverage (UM), Personal injury protection (PIP), and liability coverages tied to your personal insurance “follow the vehicle,” even during a guest’s trip on Resortifi
    • Resortifi, through its third-party liability insurer, provides the statutory minimum UIM/UM coverage in all states, which is sometimes zero
    • If you’re insured in one of those states, your insurance could be implicated if a guest has an accident in your vehicle