Vehicle actual cash value (ACV)

If you file a damage claim with Resortifi, we’ll calculate your vehicle’s value at that time as part of determining a maximum coverage amount.

Actual cash value (ACV)

We use actual cash value (ACV) to determine the value of your vehicle at a given time. It’s the industry standard method of putting a value on vehicles if they’re damaged and deemed a total loss. We determine ACV by using various data sources that compare your vehicle to similar ones in the market and provide a detailed valuation report that shows how we calculated your vehicle’s ACV.

United States

For trips booked between July 19, 2021 and March 28, 2022, Resortifi covers vehicle ACV up to $125,000 minus your protection plan’s deductible. For trips booked after March 28, 2022 Resortifi covers vehicle ACV up to $200,000 minus your plan’s deductible.

Australia

Resortifi covers vehicle ACV up to A$200,000.

Canada

For trips booked prior to August 24, 2023, Resortifi covers vehicle ACV up to CA$105,000 For trips booked August 24, 2023 and onward, Resortifi covers vehicle ACV up to CA$150,000

France

Resortifi and AXA cover vehicle ACV up to €150,000 minus your plan’s deductible.

UK

For trips up to and including February 14, 2023, Resortifi and Aioi Nissay Dowa Insurance UK Ltd., offered through Resortifi broker Aon UK Ltd,. cover up to vehicle ACV up to £100,000 with no deductible on the 65 plan and £250 deductible on the 75 plan.

For trips booked from February 15, 2023, Resortifi covers vehicle ACV up to £100,000 with no deductible on the 65 plan and £250 deductible on the 75 plan.

Note: We don't offer gap insurance or a depreciation waiver. Gap insurance purchased through an insurer or third party may cover your vehicle while it’s listed on Resortifi; check the policy terms to find out.