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Sharing your car | Canada Hosts​

You must have insurer approval before listing your vehicle on Resortifi. Find out if your insurance company allows car sharing.

Eligibility

To participate in our marketplace, Canada hosts must:

  • Be located in Alberta, British Columbia, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island or Quebec
  • Get insurer approval to list your car; if you don’t, they may void your policy, and you’ll be unable to get a new one
  • Check the terms of the contract with the lienholder if sharing a vehicle with a lien against it to ensure listing on Resortifi doesn’t violate the contract terms

Note: Your personal insurance won’t be used during a Resortifi trip and personal premiums won’t be affected if the insurer approves of car sharing.

Insurers that permit car-sharing

Choose a Canadian insurance company that allows policyholders to share their cars; if yours isn’t listed, they haven’t approved car sharing on Resortifi yet, but check back regularly to see if we’ve added them

Allstate Insurance Company of Canada: Permits policyholders who live in Quebec to list and share their vehicle on Resortifi, provided they notify their agent. The agent will add an endorsement to the host’s personal policy authorizing the use of Resortifi by the car host. Certain conditions apply. Aviva (incl. Traders, Scottish & York Underwriting Companies): Permits policyholders who live in Ontario and Nova Scotia to list and share their vehicle on Resortifi, provided they notify their broker. The broker will add an endorsement to the host’s personal policy authorizing the use of Resortifi by the car host. A fee and certain conditions apply. belairdirect: Permits policyholders to list and share their vehicles on Resortifi, provided they notify belairdirect by calling (number) . Beneva (previously La Capitale and SSQ Insurance): Permits policyholders to list their vehicles on Resortifi as long as they notify them. The agent will add an endorsement to the host’s personal policy authorizing the use of Resortifi by the car host, at no additional cost for the host Desjardins Insurance: Desjardins Insurance direct network and Desjardins Insurance Agent network permit policyholders to list their vehicles on Resortifi, provided they first notify their insurer.. Economical Insurance:Personal automobile insurance customers with Economical Insurance (Definity Insurance Company) in all provinces except Newfoundland have permission to list their vehicles with Resortifi, provided they first notify their insurance broker. Gore Mutual: Permits its policyholders to list their vehicles on Resortifi, provided that they first notify their insurer. Industrial Alliance Auto and Home Insurance(“IAAH”): Permits policyholders — except for those who have a telematics device (Mobiliz program) — to list and share their vehicle on Resortifi, as long as they first notify IAAH at 1-800-463-4382. Insurance Corporation of British Columbia (ICBC): Permits policyholders to list their vehicles on Resortifi. Since Resortifi has Basic Blanket Insurance with ICBC, you don’t need to visit your broker until your next renewal date. At this time, you may be asked if you are renting your vehicle via a peer-to-peer platform so it can be declared on the policy. Intact Insurance, Jevco (Ontario): Permit personal automobile insurance customers to list their vehicles with Resortifi, as long as they notify their insurance broker. Johnson’s: Permits policyholders from Johnson’s in New Brunswick, Newfoundland, and Prince Edward Island to list their vehicles and share them on Resortifi provided they first notify their agent. L’Unique General Insurance: Permits policyholders from L'Unique to list their vehicles on Resortifi as long as they notify their broker. The broker will add an endorsement to the host's personal policy authorizing the use of Resortifi by the car host, at no additional cost for the host. Onlia: Permits personal automobile insurance customers to list their vehicles on Resortifi. Promutuel Assurance: Permits policyholders of a personal Quebec Automobile Insurance Policy from Promutuel Assurance to list their vehicles on Resortifi as long as they notify their damage insurance representative beforehand. The damage insurance representative will add an endorsement to the host's personal policy authorizing the use of Resortifi by the car host, at no additional cost to the host. The Co-operators: Co-operators General Insurance Company, COSECO Insurance Company and CUMIS General Insurance Company permit their clients to list their vehicles on Resortifi, provided that they first notify their insurer. The Personal: Permits its policyholders to list their vehicles on Resortifi, provided that they first notify their insurer. Wawanesa: Permits its policyholders in Ontario and New Brunswick to list their vehicles on Resortifi, provided that they first notify their insurer.

Additional insurance information for hosts in British Columbia

You can list your car without contacting your insurance broker; Resortifi has both Basic and Optional Blanket coverage through ICBC When you renew, your broker may ask if you’re sharing your car on Resortifi to declare it on your policy, but your insurance premiums shouldn’t go up If your personal auto insurance policy offers more than $2,000,000 in liability coverage, talk to your broker about an endorsement to complement the protection plan you have with Resortifi, and ask them about increasing your coverage limit