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Protection plans – In brief | Canada guests​

  • We make protection plans available to guests in Alberta, British Columbia, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, and Quebec
  • The more a plan costs, the less you’re responsible for paying if there’s damage caused during the trip
  • We’ll display the amount of third-party liability insurance included in each plan and the out-of-pocket physical damage limit
  • Physical damage coverage included in a plan limits your out-of-pocket costs for physical damage to the host’s vehicle; it doesn’t remove your responsibility for interior or mechanical damage you may cause
  • We’ll show the cost of the plan you choose as a separate line item on the checkout screen.
  • We reserve the right to change protection plan pricing at any time
  • Before choosing a plan, learn more about how it works and read the plan details.

Premier plan

  • Cost is 80% of the trip price; minimum charge of $15/day
  • Includes:
  • Third-party liability insurance coverage with limit of $2,000,000; coverage is secondary to any personal insurance you may have.
  • Physical damage coverage that limits your responsibility to $0 for physical damage to your host’s vehicle; coverage is primary to any personal insurance you may have.
  • Doesn’t include coverage for mechanical or interior damage to host’s vehicle
  • Available only on trips two days or longer in a vehicle with a total market value of less than $25,000

Standard plan

  • Cost is 40% of the trip price; minimum charge of $12/day
  • Includes:
  • Third-party liability insurance coverage with a limit of $2,000,000; coverage is secondary to any personal insurance you may have
  • Physical damage coverage that limits your responsibility to $500 for physical damage to your host’s vehicle; coverage is secondary to any personal insurance you may have
  • Doesn’t include coverage for mechanical or interior damage to host’s vehicle

Minimum plan

  • Cost depends on trip price:
  • Less than $250: 25% of the trip price; minimum charge of $7.50/day
  • More than $250: 18% of the trip price; minimum charge of $7.50/day
  • Includes:
  • Third-party liability insurance coverage with a limit of $2,000,00; coverage is secondary to any personal insurance you may have
  • Physical damage coverage that limits your responsibility to $2,000 for physical damage to your host’s vehicle; coverage is secondary to any personal insurance you may have
  • Doesn’t include coverage for mechanical or interior damage to host’s vehicle

Decline protection

  • No cost
  • You’ll receive third-party liability insurance coverage with a limit of $2,000,000; coverage is secondary to any personal insurance you may have.

You’re responsible for all costs related to physical, mechanical, and interior damage to vehicle, as well as administrative claims fees and appraisal cost